Our simple finance options

Help spread the cost of your new furniture

Orders must be over £500 and we require only a 10% deposit plus your delivery charge when you place your order.

Option 1

Buy now, pay later finance

Our simple buy now pay later finance option allows you to spread the cost of your sofa over 48 months after a 12 month deferral period. You may repay the amount of credit within the 12 month deferral period without incurring any interest charges. 

A settlement fee of £29 will apply.

The table below shows you how much the monthly repayments will be based on the total order value.

 

Representative example:

• Cash Price £1000
• Deposit £100
• Loan Amount £900
• Repay within deferred period £900+£29 settlement fee
• 48 monthly repayments of £31.39
• Interest rate 19.9%annum fixed
• Interest is calculated from start of agreement
• Total term of loan agreement 48 months, with the first payment deferred for 12 months
• APR representative 19.9%
• Total amount payable £1506.72

 

Option 2

Interest bearing finance

24 months 11.9%APR representative of interest bearing finance.

36 months 9.9%APR representative of interest bearing finance.

The table below shows you how much the monthly repayments will be based on the total order value.

 

Representative example:

• Cash Price £1000
• Deposit £100
• Loan Amount £900
• 36 monthly repayments of £28.83
• Interest rate 9.9% per annum fixed
• Total term of loan agreement 36 months
• APR representative 9.9%
• Total amount payable £1041.48

 

If you require any further information about finance please call 01495244226.

Credit subject to status and affordability. T&Cs apply. SofaSofa is a credit broker and is authorised and regulated by the Financial Conduct Authority.

Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the FCA. Financial Services Register no. 704348. 

The register can be accessed through http://www.fca.org.uk