Novuna Finance

Our simple finance options

Help spread the cost of your new furniture

Orders must be over £600 and we require only a 10% deposit plus the delivery charge when you place your order.

Option 1

Buy now, pay later finance

Our simple buy now pay later finance option allows you to spread the cost of your sofa over 48 months after a 6 month deferral period. You may repay the amount of credit within the 6 month deferral period without incurring any interest charges. 

A settlement fee of £29 will apply.

The table below shows you how much the monthly repayments will be based on the total order value.

 

Representative example:

  • Cash Price £1000
  • Deposit £100
  • Loan Amount £900
  • Repay within deferred period £900+£29 settlement fee
  • 48 monthly repayments of £26.05
  • Interest rate 14.9% annum fixed
  • Interest is calculated from start of agreement
  • Total term of loan agreement 48 months, with the first payment deferred for 6 months
  • APR representative 14.9%
  • Total amount payable £1350.40

 

Option 2

Interest bearing finance

24 months 11.9%APR representative of interest bearing finance.

36 months 9.9%APR representative of interest bearing finance.

The table below shows you how much the monthly repayments will be based on the total order value.

 

Representative example:

  • Cash Price £1000
  • Deposit £100
  • Loan Amount £900
  • 36 monthly repayments of £28.83
  • Interest rate 9.9% per annum fixed
  • Total term of loan agreement 36 months
  • APR representative 9.9%
  • Total amount payable £1137.88

 

If you require any further information about finance please call 01495244226.

Credit subject to status and affordability. T&Cs apply. SofaSofa is a credit broker and is authorised and regulated by the Financial Conduct Authority.

Credit is provided by Novuna  Personal Finance, a trading style of Mitsubushi HC Capital (UK) PLC, authorised and regulated by the FCA. Financial Services Register no. 704348. 

The register can be accessed through http://www.fca.org.uk

Complaints On the rare occasion that we do receive a complaint, we take it very seriously. If you are unhappy with the any aspect of the goods you purchased with us you may contact us in any way you prefer.

Our contact details are as follows;

Phone:01495 244226

Email: info@sofasofa.co.uk

Address: SofaSofa, Viaduct Works, Crumlin Road, Crumlin, Gwent, NP11 3PL

 

If your complaint relates to your finance agreement If your complaint relates to the finance linked to your purchase you can still let us know about this, but we will forward it on to your credit provider Novuna.

Novuna will acknowledge your complaint and investigate it thoroughly and issue their response within eight weeks.  If you are not satisfied with Novunas response to your complaint relating to the finance agreement, you may be able to refer the matter to the Financial Ombudsman Service. You must contact them within six months of the date of Novunas final response letter to you. They can be contacted in the following ways:

• Write: Financial Ombudsman Service, Exchange Tower, London, E14 9SR

• Telephone: 0300 123 9 123

• E-mail: complaint.info@financial-ombudsman.org.uk

Further details can be found on the Financial Ombudsman Service website: www.financial-ombudsman.org.uk